<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Sal Talks Life</title><description>Business, money, investing and tech for beginners, from Marsallis “Sal” Faircloth.</description><link>https://saltalkslife.com/</link><language>en-us</language><item><title>Welcome to Sal Talks Life: Thank You for Being Here</title><link>https://saltalkslife.com/blog/welcome-to-sal-talks-life/</link><guid isPermaLink="true">https://saltalkslife.com/blog/welcome-to-sal-talks-life/</guid><description>A heartfelt welcome from Sal: who I am, why I started Sal Talks Life, and how I hope to help you with money, business, tech and life through the grace of God.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>start-here</category></item><item><title>The 50/30/20 Rule: A Simple Budget That Helps You Save Money</title><link>https://saltalkslife.com/blog/50-30-20-rule/</link><guid isPermaLink="true">https://saltalkslife.com/blog/50-30-20-rule/</guid><description>The 50/30/20 rule explained simply: split take-home pay into needs, wants and savings, see a worked example budget, and learn how to save money each month.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>money-basics</category><category>budgeting</category></item><item><title>How to Become a Software Engineer Without a Degree</title><link>https://saltalkslife.com/blog/how-to-become-a-software-engineer-without-a-degree/</link><guid isPermaLink="true">https://saltalkslife.com/blog/how-to-become-a-software-engineer-without-a-degree/</guid><description>How to become a software engineer without a degree: the skills to learn, how to build a portfolio, how to get real experience, and what hiring managers check.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>tech-101</category></item><item><title>Term vs Whole Life Insurance: Which One Fits Your Family?</title><link>https://saltalkslife.com/blog/term-vs-whole-life-insurance/</link><guid isPermaLink="true">https://saltalkslife.com/blog/term-vs-whole-life-insurance/</guid><description>Term vs whole life insurance in plain English: how each works, what they cost, living benefits, and a simple way to decide which one fits your family.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>money-basics</category><category>life-insurance</category></item><item><title>How to Invest in the S&amp;P 500: A Beginner&apos;s Step-by-Step Guide</title><link>https://saltalkslife.com/blog/how-to-invest-in-the-sp-500/</link><guid isPermaLink="true">https://saltalkslife.com/blog/how-to-invest-in-the-sp-500/</guid><description>How to invest in the S&amp;P 500 as a beginner: what the index is, index funds vs ETFs, which account to use, how to buy your first shares, and mistakes to avoid.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>investing-101</category></item><item><title>How Much Life Insurance Do I Need? A Simple Way to Figure It Out</title><link>https://saltalkslife.com/blog/how-much-life-insurance-do-i-need/</link><guid isPermaLink="true">https://saltalkslife.com/blog/how-much-life-insurance-do-i-need/</guid><description>How much life insurance do I need? Use a simple step-by-step method, the DIME approach, and a worked example to find a coverage amount that fits your family.</description><pubDate>Wed, 21 Oct 2026 00:00:00 GMT</pubDate><category>money-basics</category><category>life-insurance</category></item></channel></rss>