How Much Life Insurance Do I Need? A Simple Way to Figure It Out
How much life insurance do I need? Use a simple step-by-step method, the DIME approach, and a worked example to find a coverage amount that fits your family.
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Life Insurance & Protection
I got into life insurance after my brother died young and unexpectedly and I watched my mom start a GoFundMe just to cover his funeral and gravestone. I don't want that for your family.
These posts break down how much coverage you need, term vs whole life and living benefits, in plain English and with no pressure.
Start here: 3 posts
Term vs Whole Life Insurance: Which One Fits Your Family?
Term vs whole life insurance in plain English: how each works, what they cost, living benefits, and a simple way to decide which one fits your family.
Living Benefits Life Insurance, Explained in Plain English
Living benefits life insurance explained: how accelerated death benefit riders work, chronic, critical and terminal illness benefits, costs, and what to ask.
Books & free printables
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Family Protection Checklist
Estimate your coverage with the DIME method, learn about living benefits, and list where your important papers are.
More free resources
- Book your free financial review We'll look at your family, your budget and your options together.
- Get an instant online quote (opens in a new tab) Term life quotes through my Ethos agent page.
- Financial Services What I help with as a licensed life insurance professional.
- The Sal Talks Life newsletter Free, short and occasional. Subscribers get my free printables.
Other topics
Educational content only, not financial advice.